Some retailers or restaurants elect to use a wholly owned subsidiary, known as a GiftCo, to issue gift cards. Companies using a GiftCo are subject to several regulations and standards. In addition, they are required to maintain various corporation and issuer formalities and to manage inter-company payments and transactions between parent and subsidiary.

Card Compliant provides GiftCo management services consisting of issuer formalities maintenance, terms and conditions oversight, compliance management, breakage management, revenue recognition, and inter-company payment maintenance. We use our proprietary technologies to support our services.

We maintain corporate, accounting, and issuing formalities. We address fees, expiration dates, cash back, and disclosures. We manage consumer protection laws, terms & conditions, card fronts and backs, and website terms. We address anti-money laundering regulations, unclaimed property, GAAP accounting, tax accounting, and more. We have experience with transaction processors, third party distributors, card manufactures, centralized models, distributive models, dealers and franchisees, and more.